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Student Checking Account

Designed with Students in Mind
Our Student Banking package gives you simple banking with convenient features.


Manage Your Day-to-Day Banking
Simple, straightforward features and timesaving services make Student Banking the ideal choice to take the worry out of banking away from home.


Sovereign Student Banking includes:

Student Checking
  • No minimum balance requirement
  • No monthly fee
  • Free one-way deposit transfers from a parent's account
  • Free first order of checks1
  • Complimentary Student Guide to Money Management
  • Competitive rates
  • No monthly maintenance fee
  • No minimum balance requirement
  • FDIC-insured account2





Not sure which package is right for you? Call a dedicated product specialist at 877-860-9753 between the hours of 7 a.m. - 8 p.m. or compare accounts.


     
Additional Benefits/Features
  • Your Sovereign Student Checking account comes with a Sovereign Debit MasterCard. Use it anywhere MasterCard Debit Cards are accepted and at more than 2,300 Sovereign ATMs
  • No fee to use other banks' ATMs located in the United States3
  • Earn up to 20% in Sovereign Cash RewardsSM at participating retailers when you use your debit card4
  • Online Banking with BillPay is 100% GUARANTEED5 against fraud and late bill payments
  • 24/7 access to account balances, transaction history and more through Online Banking with BillPay
  • Sovereign Account Protector Program6


 
Learn more about FDIC Insurance
More Safety — More Security
1 Free first order of Graystone checks, limited to one box of 20 checks. After first order, students purchase their own checks.
2 Please visit www.fdic.gov for details.
3 ATM owner may charge a separate fee.
4 Cash rewards are earned on purchases made at participating online retailers through the Sovereign Cash RewardsSM Program Website or in-store at participating national and local retailers when using your Sovereign Debit Card. Look for terms of the participating retailers' offers on the Sovereign Cash RewardsSM Website. Participating retailers are subject to change.
5 Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.
6 (a) There is no guarantee that all overdrafts will be paid; (b) Sovereign charges a fee of $35 for each item that overdraws your account and a fee of $5 per day if any overdraft remains unpaid for more than 5 days; and (c) If we do pay an overdraft on your account, the overdraft must be promptly repaid.
Access Your Accounts
2 Easy Ways to Open
1 Online: Open Now
2 Call a dedicated product specialist
at 877-860-9753
(7 a.m. - 8 p.m.)

How May We Help You?
Related Resources
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