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Lines of Credit & Loans   |   American Express® Cards   |   Vehicle   |   Equipment   |   Specialty
Lines of Credit
Term Loans
Mortgages
Small Business Administration
(SBA) Loans
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Lines of Credit
Business Lines of Credit
A line of credit will help you manage your short-term capital needs, such as funding payroll or managing seasonal fluctuations.
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Whether you need to finance working capital or just want to access credit when you need it, with a line of credit you can borrow funds, repay the balance, and then borrow again as needed.

Features
  • Unsecured up to $100,000 with no financial statements required*
  • Approval in 24 hours for requests of $100,000 or less
  • Access to funds when you need them, with your first book of checks free
  • Interest-only payment plans**
  • Low annual fee of $100 regardless of the credit amount
* Sovereign shall obtain credit bureau information. In certain cases, financial statements and/or collateral may be required.
** Paydown of 40% of the credit limit is required once per year.
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