Business Checking Plus

Business Checking Plus offers:

• 750 basic transactions monthly
• A predictable monthly maintenance fee that can be waived based on account balances
• A choice of 2 free investment sweep services
• Discounts on online ACH and wire transfers

Added-Value Features
Once you select the right core business checking account, enhance it with the following added-value services:

• Business Online Banking, our powerful online banking and bill payment system designed especially for business checking customers.
• Automated investment sweep services that can offer greater return on idle cash than traditional, interest-bearing accounts. Repurchase Agreement and Eurodollar Sweeps are available with no monthly fee.
• A 1% interest rate discount on small business lines of credit or loans when you have payments made automatically from your Sovereign business checking account.
• A no-annual-fee Sovereign Business ATM Card or Visa^® CheckCard, including 24-hour banking at Sovereign and other financial institution ATMs.
• Free access to Sovereign's online tax payment service to make convenient federal and state tax payments.
• Faster payments and collections through access to online ACH and wire transfer systems.
• A summary Account Analysis report of your monthly banking services.

Additional Business Services
When your needs go beyond checking accounts, Sovereign has the following selection of business services that can help you manage your finances more smoothly:

• Business Money Market Savings accounts
• Small Business lines of credit or loans, including Small Business Administration (SBA) Loans
• A comprehensive range of Cash Management services
• Debit and credit card processing through Sovereign Merchant Services
• High-volume cash handling services
• Onsite Payroll Services
• International Trade Banking services
• Wealth Management services
• American Express^® Business Cards from Sovereign Bank, with a choice of Membership Rewards^® points or up to 5% cash back on purchases
• Specialty accounts, such as IOLTAs and Escrow Accounts